We'll help you get the best rate auto loan you can afford and get it fast
Our rates are low, terms are flexible, and application process is easy. We can even help you find a vehicle and protect it from life's mishaps.
No payments for 90 days*
What will you do with some extra cash in your budget?
Flexible terms
Choose a term that fits your budget, anywhere from 24 to 84 months.
Low rates
Save money over the life of your loan with a low interest rate.
Shop for vehicles
Find the perfect vehicle with our Auto Guide and buy it at a great price.
Rates as low as APR**
Let's see what your monthly payment could be.
Monthly Payment
Quick application and fast approval
Get the funds you need, fast
You can apply for the best rate auto loan and get approved from anywhere. Our online application process is quick and easy, helping you get the funds you need to purchase your next vehicle right away.
Auto loan protection
Protect yourself from life's mishaps
If you break down, are unable to pay your loan, or have an accident, auto loan protection products can give you and your family peace of mind. For example, Member Credit Protection (MCP) can forgive your loan if you total your vehicle or pass away. Learn about MCP, Vehicle Service Contracts, GAP protection, and more.
As we were in the car driving to the dealership, I was able to find my new vehicle, fund the loan, and sign the paperwork—all before we reached our destination.
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1
Apply online
It takes just a few minutes.
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2
Get approved, fast
We'll review your application.
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3
Purchase your vehicle
Use the funds to buy a vehicle.
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Yes, log on to the desktop version of digital banking and click the plus sign to take you to the Apply for Loan option.
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Make your LSCU loan payment using another checking account, savings account, or debit card through our secure Online Payment Center. If you are making a payment from your LSCU account, please transfer your payment within digital banking.
Please note: Your payments may not exceed $1,500 per entry. If you would like to setup recurring payment from another financial institution, please give us a call at 800.588.6928.
Have a question? Contact us
We can help you get an auto loan quickly that works with your budget
With low rates, fast approval, flexible financing, and plenty of loan protection services, buying your next vehicle has never been easier.
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* Interest begins accruing the day the loan is funded. Does not apply to vehicles currently financed through Lone Star Credit Union.
**APR = Annual Percentage Rate. Rates are effective November 16, 2022 and are based on creditworthiness. Subject to credit approval.
Must be 18 years or older for any loan at Lone Star Credit Union. Rates subject to change at any time. Loan application and approval required.
Rates
New & Used Auto Rates
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Rates effective as of: November 9, 2024
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