Get the funds you need, as you need them
Open a Lone Star Credit Union personal line of credit that you can draw from to cover ongoing expenses and pay it back when it's convenient for more financial flexibility.
Life happens
The money is there when you need it for life's unexpected expenses.
No collateral
Get the funding you need, even if you don't own property. There's no collateral required.
Low fixed rate
Know exactly how much money you'll have to pay back for easier financial planning.
No annual fee
Skip the unnecessary costs and keep more money in your account with no annual fees.
Overdraft protection
Link your line of credit to your checking account to protect yourself from overdrafts.
Rates as low as APR*
Let's see what your monthly payment could be.
Monthly Payment
Low fixed rates
Don't pay credit card interest to make purchases
Credit cards come with high interest rates that make it difficult to pay off your balance. With a Lone Star Credit Union personal line of credit, you can enjoy low fixed rates, so you know exactly what your payments will look like.
Money when you need it
Prepare for life's curveballs
Whether you want to renovate your home or just need to cover a few unexpected costs, you can use the funds from your personal line of credit to cover just about any expense that comes your way. Fund the things that are just as unique as you are!
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1
Complete an application
It takes only a few minutes to complete the online application.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Make purchases
Use your line of credit to purchase just about anything.
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Yes, log on to the desktop version of digital banking and click the plus sign to take you to the Apply for Loan option.
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Make your LSCU loan payment using another checking account, savings account, or debit card through our secure Online Payment Center. If you are making a payment from your LSCU account, please transfer your payment within digital banking.
Please note: Your payments may not exceed $1,500 per entry. If you would like to setup recurring payment from another financial institution, please give us a call at 800.588.6928.
Have a question? View FAQs
Get the funding you need to cover life's expenses
Open a credit union personal line of credit with LSCU to get the funding you need to cover just about anything life throws your way. With low fixed rates and no collateral, it's easy to get flexible financing that works for your budget.
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*APR = Annual Percentage Rate. Rates are effective November 16, 2022 and are based on creditworthiness. Subject to credit approval.
Must be 18 years or older for any loan at Lone Star Credit Union. Rates subject to change at any time. Loan application and approval required.
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Rates effective as of: November 9, 2024
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