Unlock exclusive benefits with our membership
Enjoy competitive interest rates tailored for your financial growth.
Low fees so you can save more with every transaction.
Get access to personalized financial services designed for you.
Eligibility has never been easier
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Discover why our members love being part of Lone Star CU
Save more with competitive rates.
Maximize your savings with our industry-leading rates designed to help you grow financially.
Keep more of your money.
Experience the financial relief of minimal fees on all your transactions.
Service tailored to your needs.
Benefit from customized services that align with your financial goals.
Our members say it best
I've done business with many credit unions over the years but Lone Star Credit Union has to be the best one yet! Specifically, Amy - one of their excellent Lending Service Advisors, made the process from start to finish extremely easy and FAST!! Lone Star Credit Union has earned my business for many years to come.
I am more than blessed to have the opportunity for you to help me and have these services provided to me via this credit union. I love my credit union and truly glad that y’all are willing to help the customers to your full potential. I can't thank y’all enough
I was excited to buy my first car. I was 20 and had been at my same job for almost two years but didn’t have a good credit score because of limited credit. I had a co-signer but that didn’t help me get a good interest rate at most places. My credit union told me about the First Time Auto Buyer program. They approved my loan and will evaluate my rate after one year.
We believe if it’s good for you, it’s good for us.
Lone Star Credit Union is a not-for-profit financial cooperative, meaning that instead of investing in stocks like other financial institutions, we invest in people like you – our Members. Because we operate with a focus on people, not profit, any prosperity from our growth is given back to our Members in the form of fewer fees, better rates, and more services.
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Membership is open to individuals living or working in specified areas. See if you qualify.
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Members access competitive rates, low fees, and personalized financial services. Learn more about our member benefits here.
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It’s simple. Fill out our online application and choose the services that suit you. Approval is quick.
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Don't miss out on the benefits – become a member in minutes.
Eligibility
Lone Star Credit Union is a not-for-profit financial cooperative, meaning that instead of investing in stocks like other financial institutions, we invest in people like you – our Members. Because we operate with a focus on people, not profit, any prosperity from our growth is given back to our Members in the form of fewer fees, better rates, and more services.
Although Lone Star Credit Union was opened to serve Lone Star Gas Company employees, our field of membership has expanded over the years. You are eligible to join LSCU if:
- you or a family member live or work within the counties of Delta, Hopkins, Hunt, Kaufman, Rains, or Rockwall.
- you or a family member live, work, worship, or attend school within the counties of Collin or Ellis.
- you or a family member live or work within a 10-mile radius of the Dallas branch.
- are employed by a business served by Lone Star Credit Union.
Still unsure if you are eligible for membership? Contact us and we’ll help you discover your connection!
Membership Benefits
Personalized service
Since we're not-for-profit, we don't have to listen to stock holders. Our only goal is to serve YOU!
Easy account access
Access your account online, through the mobile app, by phone, or in-person. We have options!
Member discounts and offers
Check in regularly for exclusive Member discounts and offers, including special rates and discounts on tax prep services.
Financial education and debt resources
Learn how to better manage your money with financial education and debt resources.
Federally insured
All deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA).
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Rates effective as of: February 9, 2026
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