Auto Loans Starting at 5.50% APR*
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Quick approval, competitive rates, and exceptional service. Join thousands of satisfied customers who chose Lonestar for their auto financing needs.

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Key Benefits

No payments for 60 days*
Enjoy a grace period before your first payment.

Flexible terms up to 84 Months
Choose a term that fits your budget, anywhere from 24 to 84 months.

Low rates as low as 5.50%
Save money over the life of your loan with a low interest rate.

Shop for vehicles
Find the perfect vehicle with our Auto Guide and buy it at a great price.
Protect yourself from life's mishaps
If you break down, are unable to pay your loan, or have an accident, auto loan protection products can give you and your family peace of mind. For example, Member Credit Protection (MCP) can forgive your loan if you total your vehicle or pass away. Learn about MCP, Vehicle Service Contracts, GAP protection, and more.
Want to learn more about refinancing your auto loan in East Texas?
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* Interest begins accruing the day the loan is funded. Does not apply to vehicles currently financed through Lone Star Credit Union.
**APR = Annual Percentage Rate. Rates are effective June 2, 2025 and are based on creditworthiness. Subject to credit approval.Must be 18 years or older for any loan at Lone Star Credit Union. Rates subject to change at any time. Loan application and approval required.
Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customers trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. The “e” logo, “Enterprise”, “Enterprise Certified”, “Enterprise Car Sales” & “Buy. Sell. Trade. Enterprise Makes it Easy.” are all trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners.
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Rates effective as of: October 23, 2025
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